Loan Approval Help Free tools

Tool

Payoff Planner

Model extra payments, see interest saved, and find your real payoff date.

Your loan

Current balance

Interest rate (APR %)

Current monthly payment

Extra payment

Extra payment per month

How much extra you'll add to each payment.

Tip: Even $50/month extra can shave years off a long-term loan and save thousands in interest.

Without extra payment

Payoff time

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Total interest

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With extra payment

Payoff time

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Total interest

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You save

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Enter loan details to see your savings.